Terms and Conditions for First Investments

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Effective Date: 06/19/2024

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Welcome to First Investments. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

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1. Introduction

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First Investments (referred to as "we," "us," or "our") is owned and operated by FST Investments LLC. Our services include tax preparation, business registration, credit coaching, and business credit building for small business owners.

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2. Contact Information

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FST Investments LLC 111 W Ocean Blvd, 4th Floor Long Beach, CA 90802 Email: nina@fstinvestments.com

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3. Services

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We provide the following services:

• Tax Preparation

• Business Registration

• Credit Coaching

• Business Credit Building

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4. Use of Services

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By using our services, you agree to:

• Provide accurate and complete information.

• Use our services for lawful purposes only.

• Not engage in any conduct that could damage, disable, or impair our website or services.

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5. User Accounts

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To access certain features of our website, you may need to create an account. You agree to:

• Maintain the confidentiality of your account information.

• Notify us immediately of any unauthorized use of your account.

• Be responsible for all activities that occur under your account.

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6. Payment and Fees

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• All fees for our services will be clearly stated on our website or communicated to you directly.

• Payments must be made in full before services are rendered unless otherwise agreed upon.

• We accept various forms of payment, including credit cards and bank transfers.

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7. Refund Policy

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• Refunds for services rendered are generally not provided.

• In exceptional circumstances, refunds may be granted at our sole discretion.

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8. Intellectual Property

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• All content on our website, including text, graphics, logos, and images, is the property of FST Investments LLC and is protected by intellectual property laws.

• You may not use, reproduce, or distribute any content from our website without our prior written permission.

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9. Privacy Policy

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Your use of our website and services is also governed by our Privacy Policy, which can be found [here](insert link to privacy policy). By using our website, you consent to the processing of your personal data as described in our Privacy Policy.

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10. Disclaimers

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• Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied.

• We do not warrant that our services will be uninterrupted, error-free, or secure.

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11. Limitation of Liability

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• To the fullest extent permitted by law, FST Investments LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or services.

• Our total liability to you for any claims arising out of or in connection with these Terms or your use of our services shall not exceed the amount you paid us for the services.

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12. Indemnification

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You agree to indemnify, defend, and hold harmless FST Investments LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of our website or services or your violation of these Terms.

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13. Governing Law

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These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

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14. Dispute Resolution

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Any disputes arising out of or in connection with these Terms or your use of our services shall be resolved through binding arbitration in Long Beach, California, in accordance with the rules of the American Arbitration Association.

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15. Changes to These Terms

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We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website or services after any changes constitutes your acceptance of the revised Terms.

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16. Severability

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If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

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17. Entire Agreement

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These Terms constitute the entire agreement between you and FST Investments LLC regarding your use of our website and services and supersede all prior agreements and understandings.

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18. Contact Us

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If you have any questions or concerns about these Terms, please contact us at:

Email: nina@fstinvestments.com

Postal Address: 111 W Ocean Blvd, 4th Floor, Long Beach, CA 90802